--- title: "Alabama guides" description: "All 15 Riskado insurance guides for Alabama, newest first." url: "https://riskado.com/alabama/" lang: "en" image: "https://riskado.com/og/default.jpg" alternates: es: "https://riskado.com/es/alabama.md" --- Alabama # Alabama guides ## Insurance agencies in Alabama Insurance agencies across Alabama, with addresses, phone numbers and opening hours. - [Birmingham](https://riskado.com/agencies/alabama/birmingham/) - [Mobile](https://riskado.com/agencies/alabama/mobile/) - [Huntsville](https://riskado.com/agencies/alabama/huntsville/) - [Montgomery](https://riskado.com/agencies/alabama/montgomery/) - [Tuscaloosa](https://riskado.com/agencies/alabama/tuscaloosa/) - [Decatur](https://riskado.com/agencies/alabama/decatur/) - [Dothan](https://riskado.com/agencies/alabama/dothan/) - [Florence](https://riskado.com/agencies/alabama/florence/) - [Hoover](https://riskado.com/agencies/alabama/hoover/) - [Opelika](https://riskado.com/agencies/alabama/opelika/) RiskadoInsurance agency A Barnes & Associates Birmingham, AL Insurance agency ### [A Barnes & Associates](https://riskado.com/agencies/alabama/birmingham/a-barnes-and-associates/) 2600 Corporate Dr #200, Birmingham, AL 35242 [(205) 414-0074](tel:+12054140074) RiskadoInsurance agency AAA Mobile Insurance and Member Services Mobile, ALace.aaa.com Insurance agency ### [AAA Mobile Insurance and Member Services](https://riskado.com/agencies/alabama/mobile/aaa-mobile-insurance-and-member-services/) 720 Schillinger Rd S Unit 5, Mobile, AL 36695 [(251) 639-3510](tel:+12516393510) RiskadoInsurance broker 1STOP INSURANCE DOMINGUEZ AGENCY Huntsville Huntsville, AL1stopdominguezinsurance.com Insurance broker ### [1STOP INSURANCE DOMINGUEZ AGENCY Huntsville](https://riskado.com/agencies/alabama/huntsville/1stop-insurance-dominguez-agency/) 1020 Jordan Ln NW Ste B, Huntsville, AL 35816 [(256) 870-8048](tel:+12568708048) RiskadoInsurance agency AAA Montgomery Insurance and Member Services Montgomery, ALace.aaa.com Insurance agency ### [AAA Montgomery Insurance and Member Services](https://riskado.com/agencies/alabama/montgomery/aaa-montgomery-insurance-and-member-services/) 6901 Vaughn Rd, Montgomery, AL 36116 [(334) 272-1650](tel:+13342721650) RiskadoInsurance agency AAA Tuscaloosa Insurance and Member Services Tuscaloosa, ALace.aaa.com Insurance agency ### [AAA Tuscaloosa Insurance and Member Services](https://riskado.com/agencies/alabama/tuscaloosa/aaa-tuscaloosa-insurance-and-member-services/) 312 Merchants Walk #5A, Tuscaloosa, AL 35406 [(205) 759-1202](tel:+12057591202) RiskadoInsurance agency AAA Decatur Insurance and Member Services Decatur, ALace.aaa.com Insurance agency ### [AAA Decatur Insurance and Member Services](https://riskado.com/agencies/alabama/decatur/aaa-decatur-insurance-and-member-services/) 1605 Beltline Rd SW, Decatur, AL 35601 [(256) 353-4924](tel:+12563534924) [See every agency in Alabama](https://riskado.com/agencies/alabama/) - [Home and Renters](https://riskado.com/alabama-beach-pool/): The AIUA, Alabama's Beach Pool, insures wind and hail on property south of the 31st parallel in Baldwin and Mobile counties. See limits and how to apply. - [Alabama Boat Insurance: Whether It Is Required, Marina and Lender Requirements, What a Policy Covers, Registration and Marine Patrol Rules](https://riskado.com/alabama-boat-insurance/): Alabama doesn't tie boat insurance to registration, but marinas and lenders may require it. See ALEA registration, title, safety, operator and coverage rules. - [Alabama Car Insurance Requirements: The 25/50/25 Minimums, Proof of Insurance, the Uninsured Motorist Offer and How Alabama Fault Rules Affect a Claim](https://riskado.com/alabama-car-insurance-requirements/): Alabama requires 25/50/25 liability, insurance before registration and an uninsured motorist offer. See proof rules, the 20-day deadline and MLI notices. ## More Alabama guides - [Auto](https://riskado.com/alabama-driving-without-insurance/): Driving uninsured in Alabama is a Class C misdemeanor, and ALDOR suspends the registration until you show current insurance and pay a $200 or $400 fee. - [Home and Renters](https://riskado.com/alabama-flood-insurance/): Alabama requires flood insurance in FEMA high-risk zones when the mortgage is government-backed. See flood maps, NFIP limits, the 30-day wait and private cover. - [Home and Renters](https://riskado.com/alabama-fortified-roof/): Alabama law requires a wind discount for IBHS FORTIFIED homes, and state grants pay up to $10,000 for a FORTIFIED Roof. See the discount table and how to apply. - [Home and Renters](https://riskado.com/alabama-homeowners-insurance/): Alabama's average HO-3 premium was $1,906 in 2023, per the NAIC. See why rates rise, how coastal and inland homes differ and what to check at renewal. - [Home and Renters](https://riskado.com/alabama-hurricane-deductible/): An Alabama hurricane deductible is usually a percentage of insured value: 5% of $300,000 is $15,000. See when it applies, the per-storm rule and what to ask. - [Auto](https://riskado.com/alabama-insurance-lapse-fine/): An Alabama insurance lapse usually means a suspended registration and a $200 or $400 reinstatement fee. See the MLI notice, stored-car rules and appeals. - [Auto](https://riskado.com/alabama-motorcycle-insurance/): Alabama requires 25/50/25 liability on a motorcycle, a Class M license and a helmet for every rider. See proof, lapse fees, coverage options and costs.