---
title: "Auto insurance guides, page 11"
description: "Riskado insurance guides filed under Auto, newest first: 111 guides, page 11."
url: "https://riskado.com/auto-insurance/page/11/"
lang: "en"
image: "https://riskado.com/og/default.jpg"
---

# Auto insurance guides

## More guides, page 11

- [Auto](https://riskado.com/average-cost-of-car-insurance-in-north-carolina/): North Carolina drivers spent an average of $925.08 per insured car in 2023, about $77 a month, per the NAIC. See what averages include and what moves a quote.

- [Auto](https://riskado.com/north-carolina-insurance-points/): North Carolina SDIP insurance points add a 55% rate increase at 2 points, 70% at 3 and 90% at 4. See how long points last, the 2025 changes and what to ask.

- [Auto](https://riskado.com/north-carolina-insurance-lapse/): A North Carolina insurance lapse means a $50, $100 or $150 DMV penalty and no grace period. See how to pay by FS5 number, use an FS-1 and restore a plate.

- [Auto](https://riskado.com/north-carolina-uninsured-motorist-coverage/): North Carolina requires uninsured motorist coverage on most auto policies, plus underinsured coverage on policies issued or renewed since July 1, 2025.

- [Auto](https://riskado.com/north-carolina-reinsurance-facility/): A North Carolina Reinsurance Facility surcharge comes through your insurer's bill. See what a ceded policy and recoupment mean, and what to ask your agent.

- [Auto](https://riskado.com/average-cost-of-car-insurance-in-south-carolina/): South Carolina drivers spent $1,367 on average per insured car in 2023, about $114 a month, per the NAIC. See what averages include and what moves a quote.

- [Auto](https://riskado.com/south-carolina-boat-insurance/): South Carolina doesn't require insurance to register a boat, but marinas and lenders can. See SCDNR fees, what a policy covers and homeowners policy limits.

- [Auto](https://riskado.com/south-carolina-car-insurance-requirements/): South Carolina requires 25/50/25 liability plus uninsured motorist coverage. See the grace period rule, SCDMV lapse notices, windshield rules and what to ask.

- [Auto](https://riskado.com/south-carolina-driving-without-insurance/): South Carolina gives you 20 working days to answer an insurance lapse notice. See the up-to-$400 lapse fee, what became of the $550 fee and how to reinstate.

- [Auto](https://riskado.com/south-carolina-golf-cart-insurance/): A South Carolina golf cart needs a $5 permit, registration and proof of liability insurance for public roads. See the street rules and homeowners limits.