---
title: "Business insurance guides, page 4"
description: "Riskado insurance guides filed under Business, newest first: 58 guides, page 4."
url: "https://riskado.com/business-insurance/page/4/"
lang: "en"
image: "https://riskado.com/og/default.jpg"
---

# Business insurance guides

## More guides, page 4

- [Business](https://riskado.com/pennsylvania-small-business-insurance/): Pennsylvania requires workers' compensation from your first employee and liability on every registered vehicle. See the rules, penalties, HIC limits and costs.

- [Business](https://riskado.com/do-i-need-commercial-auto-insurance/): Commercial auto turns on who owns the vehicle, who drives it and how it is used. See where personal policies stop and how rideshare and delivery phases work.

- [Business](https://riskado.com/do-i-need-workers-comp-for-one-employee/): Whether one employee needs workers' comp depends on your state, industry, worker status and business setup. See first-hire rules, owner choices and penalties.

- [Business](https://riskado.com/virginia-paid-family-leave/): Virginia paid family leave contributions start April 1, 2028 and benefits December 1, 2028, with up to 12 weeks at 80% of wages. See dates, costs and options.

- [Business](https://riskado.com/virginia-small-business-insurance/): Virginia requires workers' comp once a business has more than two employees, and business vehicles must meet the 2025 auto minimums. See what else to ask about.

- [Business](https://riskado.com/dc-paid-family-leave/): DC Paid Family Leave costs employers 0.75% of wages with no wage cap. From October 1, 2026 it pays up to $1,100 a week for up to 12 weeks. See who qualifies.

- [Business](https://riskado.com/dc-small-business-insurance/): DC employers need workers' comp from the first employee, business vehicles need continuous coverage, and PFL is 0.75% of wages in 2026. See what else applies.

- [Business](https://riskado.com/connecticut-reit-workers-compensation/): Connecticut covers employees from day one. For a REIT, the question is which entity employs property staff and when an owner answers for a contractor's workers.

- [Business](https://riskado.com/connecticut-reit-surplus-lines-insurance/): Connecticut surplus lines insurance for REIT property: licensed brokers, eligible insurers, the 4% tax, the October 1, 2026 rule change and the policy notice.

- [Business](https://riskado.com/connecticut-multifamily-reit-insurance/): Insuring Connecticut multifamily property turns on unit count, ownership, building condition and policy wording, plus pyrrhotite foundations and older housing.