---
title: "Car insurance requirements by state"
description: "Riskado insurance guides filed under State requirements, newest first: 22 guides."
url: "https://riskado.com/car-insurance-requirements/"
lang: "en"
image: "https://riskado.com/og/default.jpg"
alternates:
  es: "https://riskado.com/es/requisitos-de-seguro-de-auto.md"
---

# Car insurance requirements by state

- [Auto](https://riskado.com/alabama-car-insurance-requirements/): Alabama requires 25/50/25 liability, insurance before registration and an uninsured motorist offer. See proof rules, the 20-day deadline and MLI notices.

- [Florida Car Insurance Requirements: PIP and Property Damage Minimums, When Bodily Injury Liability Is Required, Proof of Insurance and What Full Coverage Means](https://riskado.com/florida-car-insurance-requirements/): Florida requires $10,000 PIP and $10,000 property damage liability on registered cars. See when bodily injury liability applies, proof rules and lapse fees.

- [Georgia Car Insurance Requirements: Minimum Limits, Proof of Insurance in GEICS, What Full Coverage Means and the Uninsured Motorist Offer](https://riskado.com/georgia-car-insurance-requirements/): Georgia requires 25/50/25 liability on every registered car, reported to the state through GEICS. See what full coverage means, the UM rules and lapse fees.

## More guides

- [Auto](https://riskado.com/connecticut-motorcycle-insurance/): Connecticut requires 25/50/25 liability plus uninsured motorist coverage on a registered motorcycle. See the required coverage, add-ons, discounts and cost ranges.

- [Auto](https://riskado.com/connecticut-car-insurance-requirements/): Connecticut requires 25/50/25 liability, matching uninsured motorist coverage and no lapses on a registered car. See what the DMV checks and what to ask an agent.

- [Auto](https://riskado.com/new-york-car-insurance-requirements/): New York requires liability, basic no-fault and uninsured motorist coverage before a car can be registered. See the minimum limits, DMV proof and lapse penalties.

- [Auto](https://riskado.com/maine-car-insurance-requirements/): Maine requires 50/100/25 liability, $2,000 medical payments and uninsured motorist coverage on every auto policy. See proof rules, penalties and lender add-ons.

- [Auto](https://riskado.com/massachusetts-car-insurance-requirements/): Massachusetts requires four auto coverages, including $25,000/$50,000 bodily injury and $30,000 property damage. See each minimum, PIP rules and lapse risks.

- [Auto](https://riskado.com/new-hampshire-car-insurance-requirements/): New Hampshire has no mandatory auto insurance law, but proof of $25,000/$50,000/$25,000 can be required after certain crashes and convictions. See the rules.

- [Auto](https://riskado.com/rhode-island-car-insurance-requirements/): Rhode Island requires 25/50/25 liability on every registered car, checks coverage by VIN and can revoke a registration over a gap. See the rules and penalties.