--- title: "Florida guides" description: "All 15 Riskado insurance guides for Florida, newest first." url: "https://riskado.com/florida/" lang: "en" image: "https://riskado.com/og/default.jpg" alternates: es: "https://riskado.com/es/florida.md" --- Florida # Florida guides ## Insurance agencies in Florida Insurance agencies across Florida, with addresses, phone numbers and opening hours. - [Miami](https://riskado.com/agencies/florida/miami/) - [Orlando](https://riskado.com/agencies/florida/orlando/) - [Tampa](https://riskado.com/agencies/florida/tampa/) - [Jacksonville](https://riskado.com/agencies/florida/jacksonville/) - [Lakeland](https://riskado.com/agencies/florida/lakeland/) - [Naples](https://riskado.com/agencies/florida/naples/) - [Sarasota](https://riskado.com/agencies/florida/sarasota/) - [Hialeah](https://riskado.com/agencies/florida/hialeah/) - [Fort Myers](https://riskado.com/agencies/florida/fort-myers/) - [Fort Lauderdale](https://riskado.com/agencies/florida/fort-lauderdale/) RiskadoInsurance agency 1 FAMILY INSURANCE. AGENCY Miami, FL1familyinsurance.agency Insurance agency ### [1 FAMILY INSURANCE. AGENCY](https://riskado.com/agencies/florida/miami/1-family-insurance-agency/) 7921 SW 40th St #50, Miami, FL 33155 [(786) 655-0134](tel:+17866550134) RiskadoInsurance agency | Pro Insurance Team Orlando, FLproinsurance-team.com Insurance agency ### [| Pro Insurance Team](https://riskado.com/agencies/florida/orlando/pro-insurance-team/) 7632 Southland Blvd, Orlando, FL 32809 [(888) 249-6131](tel:+18882496131) RiskadoAuto insurance agency 1st Auto and Home Insurance Tampa, FL Auto insurance agency ### [1st Auto and Home Insurance](https://riskado.com/agencies/florida/tampa/1st-auto-and-home-insurance/) 9384 N 56th St #2, Tampa, FL 33617 [(813) 985-0033](tel:+18139850033) RiskadoLife insurance agency 1st Option Insurance Jacksonville, FL Life insurance agency ### [1st Option Insurance](https://riskado.com/agencies/florida/jacksonville/1st-option-insurance/) 12412 San Jose Blvd STE 402, Jacksonville, FL 32223 [(888) 415-8909](tel:+18884158909) RiskadoAuto insurance agency 5-Star Insurance Lakeland Lakeland, FL5starinsurance.com Auto insurance agency ### [5-Star Insurance Lakeland](https://riskado.com/agencies/florida/lakeland/5-star-insurance/) 206 Easton Dr, Lakeland, FL 33803 [(863) 888-0620](tel:+18638880620) RiskadoAuto insurance agency A Auto Buyers Insurance Naples (2390 Immokalee Rd) Naples, FLaautobuyersins.com Auto insurance agency ### [A Auto Buyers Insurance Naples (2390 Immokalee Rd)](https://riskado.com/agencies/florida/naples/a-auto-buyers-insurance/) 2390 Immokalee Rd, Naples, FL 34110 [(239) 598-2004](tel:+12395982004) [See every agency in Florida](https://riskado.com/agencies/florida/) - [Auto](https://riskado.com/average-cost-of-car-insurance-in-florida/): Florida drivers spent $2,017.97 per insured vehicle in 2024, about $168 a month, per the NAIC. See full coverage averages, city pricing and what moves a quote. - [Citizens Property Insurance in Florida: Who Qualifies, What It Covers, How the Clearinghouse and Takeout Offers Work and the Flood Requirement](https://riskado.com/citizens-property-insurance-florida/): Citizens insures Florida homes when no comparable private offer comes within 20% of its premium. See who qualifies, the forms, takeouts and the flood rule. - [Florida Car Insurance Requirements: PIP and Property Damage Minimums, When Bodily Injury Liability Is Required, Proof of Insurance and What Full Coverage Means](https://riskado.com/florida-car-insurance-requirements/): Florida requires $10,000 PIP and $10,000 property damage liability on registered cars. See when bodily injury liability applies, proof rules and lapse fees. ## More Florida guides - [Home and Renters](https://riskado.com/florida-condo-insurance/): Florida requires $2,000 of loss assessment coverage on condo unit-owner policies, not a full HO-6. See what the master policy covers and the post-Surfside rules. - [Auto](https://riskado.com/florida-driving-without-insurance/): A Florida insurance lapse can suspend your license and registration; reinstating costs $150, $250 or $500 plus proof. See what the notice means and what to do. - [Home and Renters](https://riskado.com/florida-flood-insurance/): Florida law doesn't require flood insurance, but lenders and Citizens can. See NFIP limits of $250,000 and $100,000, the 30-day wait and the Citizens schedule. - [Auto](https://riskado.com/florida-fr44-insurance/): A Florida FR-44 proves 100/300/50 liability after a DUI conviction or plea, kept 3 years from reinstatement. See who needs it and how it differs from SR-22. - [Auto](https://riskado.com/florida-golf-cart-insurance/): Florida golf carts capped at 20 mph skip registration and PIP, but low-speed vehicles need both. See street rules, The Villages, homeowners limits and policies. - [Home and Renters](https://riskado.com/florida-homeowners-insurance/): Florida had the highest average HO-3 premium in 2022, at $2,677. See why rates are high, what the 2021 to 2023 reforms changed and what to do at renewal. - [Home and Renters](https://riskado.com/florida-hurricane-deductible/): Florida insurers must offer $500, 2%, 5% and 10% hurricane deductibles, figured on your dwelling limit. See when the deductible applies and the yearly rule.