---
title: "Health insurance guides"
description: "Riskado insurance guides filed under Health, newest first: 5 guides."
url: "https://riskado.com/health-insurance/"
lang: "en"
image: "https://riskado.com/og/default.jpg"
---

# Health insurance guides

- [Life and Health](https://riskado.com/massachusetts-health-insurance-penalty/): Massachusetts adults must keep qualifying health coverage when it is affordable. For 2026 the penalty runs $26 to $211 a month. See Schedule HC and exemptions.

- [Rhode Island Health Insurance Mandate and Penalty: Who Must Have Coverage and What Happens If You Do Not](https://riskado.com/rhode-island-health-insurance-penalty/): Rhode Island requires every non-exempt resident to keep health coverage each month. See what counts, the 2025 penalty figures, the exemptions and how to report.

- [New Jersey Health Insurance Penalty: The State Coverage Requirement, the Shared Responsibility Payment and Exemptions](https://riskado.com/new-jersey-health-insurance-penalty/): New Jersey still penalizes going without health insurance through a Shared Responsibility Payment on your state tax return. See the amounts and exemptions.

## More guides

- [Auto](https://riskado.com/new-jersey-pip-coverage/): New Jersey PIP pays covered medical bills after a crash, whoever caused it. See the limits, the deductible and copay, and when health insurance can pay first.

- [Life and Health](https://riskado.com/dc-health-insurance-penalty/): DC still charges a health insurance penalty: for 2026, $845 per adult and $422.50 per child or 2.5% of income, capped at $4,965 per person. See the exemptions.