---
title: "Home and renters insurance guides, page 2"
description: "Riskado insurance guides filed under Home and Renters, newest first: 83 guides, page 2."
url: "https://riskado.com/home-and-renters-insurance/page/2/"
lang: "en"
image: "https://riskado.com/og/default.jpg"
---

# Home and renters insurance guides

## More guides, page 2

- [Home and Renters](https://riskado.com/florida-condo-insurance/): Florida requires $2,000 of loss assessment coverage on condo unit-owner policies, not a full HO-6. See what the master policy covers and the post-Surfside rules.

- [Home and Renters](https://riskado.com/florida-flood-insurance/): Florida law doesn't require flood insurance, but lenders and Citizens can. See NFIP limits of $250,000 and $100,000, the 30-day wait and the Citizens schedule.

- [Home and Renters](https://riskado.com/florida-homeowners-insurance/): Florida had the highest average HO-3 premium in 2022, at $2,677. See why rates are high, what the 2021 to 2023 reforms changed and what to do at renewal.

- [Home and Renters](https://riskado.com/florida-hurricane-deductible/): Florida insurers must offer $500, 2%, 5% and 10% hurricane deductibles, figured on your dwelling limit. See when the deductible applies and the yearly rule.

- [Home and Renters](https://riskado.com/florida-renters-insurance/): Florida law doesn't require renters insurance, but a lease can. See what an HO-4 covers, hurricane deductible and flood gaps, and the $186 average premium.

- [Home and Renters](https://riskado.com/florida-roof-age-insurance/): Florida insurers can't refuse a roof under 15 years old solely for age, and older roofs get an inspection first. See ACV rules, roof deductibles and the 25% rule.

- [Home and Renters](https://riskado.com/georgia-fair-plan/): Georgia's FAIR Plan, run by the Georgia Underwriting Association, covers property private insurers won't. See who qualifies, what it covers and how to apply.

- [Home and Renters](https://riskado.com/georgia-flood-insurance/): Find your Georgia flood zone by address, see when lenders require flood insurance, and compare NFIP limits of $250,000 and $100,000 with private flood options.

- [Home and Renters](https://riskado.com/georgia-homeowners-insurance/): A Georgia homeowners insurance increase can come from filed rates or your own roof, limits and claims. See 2023 averages, coverage, notice rules and next steps.

- [Home and Renters](https://riskado.com/georgia-renters-insurance/): Georgia renters insurance is usually a lease requirement. The 2023 average HO-4 premium was $206. See what it covers, flood limits and student options.