---
title: "Home and renters insurance guides, page 5"
description: "Riskado insurance guides filed under Home and Renters, newest first: 83 guides, page 5."
url: "https://riskado.com/home-and-renters-insurance/page/5/"
lang: "en"
image: "https://riskado.com/og/default.jpg"
---

# Home and renters insurance guides

## More guides, page 5

- [Home and Renters](https://riskado.com/maine-homeowners-insurance/): The average Maine HO-3 homeowners premium was $1,150 for 2023, below the $1,737 national average. See what a policy covers, what it omits and how to compare.

- [Home and Renters](https://riskado.com/maine-renters-insurance/): Maine law does not generally require renters insurance, but a lease can. The 2023 Maine HO-4 average was $162. See what a policy covers and what it leaves out.

- [Home and Renters](https://riskado.com/massachusetts-flood-insurance/): Standard Massachusetts home and renters policies exclude flood. See when a lender requires flood insurance, NFIP limits, the 30-day wait and how to claim.

- [Home and Renters](https://riskado.com/massachusetts-homeowners-insurance/): No Massachusetts law requires homeowners insurance, but lenders can. The 2023 average HO-3 premium was $2,134. See coverage, exclusions and why rates rose.

- [Home and Renters](https://riskado.com/massachusetts-renters-insurance/): Massachusetts renters insurance is optional under state law, but a lease can require it. The 2023 average HO-4 premium was $178. See what it covers and skips.

- [Home and Renters](https://riskado.com/new-hampshire-flood-insurance/): Standard New Hampshire homeowners and renters policies generally do not cover flood. See who needs flood insurance, NFIP limits, waiting periods and costs.

- [Home and Renters](https://riskado.com/new-hampshire-homeowners-insurance/): New Hampshire law does not require homeowners insurance, but lenders usually do. The 2023 average HO-3 premium was $1,332. See what a policy covers and costs.

- [Home and Renters](https://riskado.com/new-hampshire-renters-insurance/): New Hampshire law does not require renters insurance, but a lease can. The 2023 average HO-4 premium was $151 a year. See what a renters policy covers.

- [Home and Renters](https://riskado.com/rhode-island-flood-insurance/): Rhode Island has no state law requiring flood insurance, but homeowners policies exclude flood and lenders can require it. Check your zone, limits and wait.

- [Home and Renters](https://riskado.com/rhode-island-homeowners-insurance/): The 2023 Rhode Island HO-3 average premium was $2,318, against $1,737 nationally. See what policies cover, what they exclude and how hurricane deductibles work.