---
title: "Renters insurance guides, page 2"
description: "Riskado insurance guides filed under Renters, newest first: 24 guides, page 2."
url: "https://riskado.com/renters-insurance/page/2/"
lang: "en"
image: "https://riskado.com/og/default.jpg"
---

# Renters insurance guides

## More guides, page 2

- [Home and Renters](https://riskado.com/maine-renters-insurance/): Maine law does not generally require renters insurance, but a lease can. The 2023 Maine HO-4 average was $162. See what a policy covers and what it leaves out.

- [Home and Renters](https://riskado.com/massachusetts-renters-insurance/): Massachusetts renters insurance is optional under state law, but a lease can require it. The 2023 average HO-4 premium was $178. See what it covers and skips.

- [Home and Renters](https://riskado.com/new-hampshire-renters-insurance/): New Hampshire law does not require renters insurance, but a lease can. The 2023 average HO-4 premium was $151 a year. See what a renters policy covers.

- [Home and Renters](https://riskado.com/rhode-island-renters-insurance/): Rhode Island law does not make every renter buy coverage, but a landlord can require it in the lease. See what a policy covers, 2023 averages and flood options.

- [Home and Renters](https://riskado.com/vermont-renters-insurance/): Renters insurance is optional under Vermont law, but a lease can require it. The average Vermont HO-4 premium was $165 a year in 2023; see what it covers.

- [Home and Renters](https://riskado.com/delaware-renters-insurance/): Delaware law does not require renters insurance, but a lease can. The 2023 average HO-4 premium was $146. See what it covers, what it excludes and how to claim.

- [Home and Renters](https://riskado.com/maryland-renters-insurance/): Maryland renters insurance covers your belongings, liability and extra living costs. No state law requires it, and HO-4 policies averaged $180 a year in 2023.

- [Home and Renters](https://riskado.com/new-jersey-renters-insurance/): New Jersey renters insurance averaged $177 in 2023. See what an HO-4 policy covers and excludes, why flood is separate and when a landlord can require it.

- [Home and Renters](https://riskado.com/pennsylvania-renters-insurance/): Pennsylvania does not require renters insurance statewide, but a landlord may. See what a policy covers, the $184 average premium and the claim deadlines.

- [Home and Renters](https://riskado.com/virginia-renters-insurance/): Virginia renters insurance covers your belongings and liability. No state law requires it, but a lease can, and HO-4 policies averaged $165 a year in 2023.