An additional insured gets protection under your policy through an endorsement, not a certificate. See how it differs, what to check and what it can cost.
BusinessA certificate of insurance sums up your business coverage for a client or landlord. See how to request a COI, what it shows and what needs an endorsement.
BusinessConnecticut requires workers' compensation for employees and insurance on commercial vehicles. See what else depends on leases, contracts and licenses.
General liability covers third-party injury and damage from your operations; professional liability covers client losses from your advice. Learn which you need.
Start with what the law, your lease, contracts or lender require, then look at general liability, property, professional liability and a BOP. See what can wait.
Workers' compensation is the main insurance Vermont requires of small businesses. See the exceptions, the penalties, the common coverages and what to compare.
Maryland businesses with one employee generally need workers' compensation, and every registered vehicle needs active insurance. See what else to ask about.
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