Delaware
Delaware guides

Is Car Insurance Expensive in Delaware? What Drivers Pay and What Drives Your Quote
Delaware's 2022 average car insurance expenditure was $1,296.13 per vehicle, tenth highest in the US. See what the averages mean and what moves your own quote.
AutoDoes Delaware Require Boat Insurance? Registration Rules, Marina Requirements and What Coverage Includes
Delaware law doesn't require recreational boat insurance, but marinas and lenders can. See registration fees, homeowners limits and what a policy covers.
AutoDelaware Car Insurance Requirements: The Minimum Coverages, Required PIP and What to Ask Your Agent
Delaware requires $25,000/$50,000 bodily injury, $10,000 property damage and $15,000/$30,000 PIP on every registered car. See proof, lapse and lender rules.
More Delaware guides

Driving Without Insurance in Delaware: Fines, License Suspension and How to Get Back on the Road
Driving uninsured in Delaware brings a $1,500 to $2,000 fine and a six-month suspension. See lapse penalties, the FR-19 and how to restore your registration.

Delaware Flood Insurance: Flood Zones by Address, When You Need It, and What It Costs
Standard Delaware homeowners, renters and business policies don't cover floods. Check your flood zone, lender rules, NFIP limits, the 30-day wait and claims.

Delaware Homeowners Insurance: What It Costs, What It Covers, and What Delaware Rules Protect You
The 2023 Delaware HO-3 average was $1,191 against $1,737 countrywide. See what a Delaware policy covers, what it excludes and the rules that protect you.

Delaware Paid Family Leave: Employer Requirements, Contribution Rates and Private Plans
Delaware Paid Leave pays 80% of wages up to $900 a week. See which employers must provide it, the 2026 contribution rates, payroll deductions and private plans.

Delaware PIP Coverage: What Required Personal Injury Protection Pays and How Claims Work
Delaware requires PIP of at least $15,000 per person and $30,000 per accident. See what it pays, who it covers, the two-year window and how claims work.

Delaware Renters Insurance: What It Costs, What It Covers, and Whether a Landlord Can Require It
Delaware law does not require renters insurance, but a lease can. The 2023 average HO-4 premium was $146. See what it covers, what it excludes and how to claim.

Delaware Small Business Insurance: What the Law Requires and What Is Worth Asking About
Delaware employers with one or more employees generally must carry workers' compensation, and business vehicles need state minimums. See what else to ask about.