Alabama requires workers' comp at five employees, counting part-timers and officers, plus 25/50/25 auto liability. See BOP, COI and lease contract basics.
BusinessFlorida requires workers' comp at four employees, or one in construction, and commercial auto for business vehicles. See penalties, BOP basics and what to ask.
BusinessGeorgia businesses with three or more regular employees need workers' comp, and registered vehicles need liability cover. See BOP basics, costs and agent tips.
Connecticut requires workers' compensation for employees and insurance on commercial vehicles. See what else depends on leases, contracts and licenses.
Massachusetts requires workers' compensation for every employee and auto insurance for every registered vehicle. See what leases, contracts and licenses add.
Rhode Island requires workers' compensation with one or more employees, auto liability on every vehicle and a $500,000 liability certificate for contractors.
Workers' compensation is the main insurance Vermont requires of small businesses. See the exceptions, the penalties, the common coverages and what to compare.
Delaware employers with one or more employees generally must carry workers' compensation, and business vehicles need state minimums. See what else to ask about.
Maryland businesses with one employee generally need workers' compensation, and every registered vehicle needs active insurance. See what else to ask about.
New Jersey requires workers' compensation for covered employers and liability insurance on commercial vehicles. See who counts, the penalties and what to ask.
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