Alabama doesn't tie boat insurance to registration, but marinas and lenders may require it. See ALEA registration, title, safety, operator and coverage rules.
AutoGeorgia doesn't require boat insurance, but marinas and lenders may. See DNR registration, homeowners limits, coastal and lake rules and what a policy covers.
AutoMaine does not generally require insurance to register a recreational boat, but lenders and marinas can. See registration fees, homeowners limits and coverage.
No Massachusetts law requires boat insurance, but a lender, marina or storage yard can. See the fees, the 2026 boater safety rule and what a policy covers.
New Hampshire does not require insurance to register a recreational boat, but lenders and marinas can. See what a boat policy covers and how to compare quotes.
Rhode Island registers boats through DEM, and insurance is a separate step a lender or marina may require. See what boat insurance covers, excludes and costs.
Delaware law doesn't require recreational boat insurance, but marinas and lenders can. See registration fees, homeowners limits and what a policy covers.
Pennsylvania has no general law requiring boat insurance, but motorboats must be registered and a marina or lender can require coverage. See fees and coverage.
South Carolina doesn't require insurance to register a boat, but marinas and lenders can. See SCDNR fees, what a policy covers and homeowners policy limits.
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