Pennsylvania
Pennsylvania guides

Average Cost of Car Insurance in Pennsylvania: What Drivers Pay and What Drives Your Quote
Pennsylvania drivers spent an average of $1,018.41 per vehicle on car insurance in 2022, per the NAIC. See what the average means and what moves a quote.
AutoDoes Pennsylvania Require Boat Insurance? Registration Rules, Marina Requirements and What Coverage Includes
Pennsylvania has no general law requiring boat insurance, but motorboats must be registered and a marina or lender can require coverage. See fees and coverage.
AutoPennsylvania Car Insurance Lapse Penalty: Registration Suspension, Restoration and the Exceptions
A Pennsylvania insurance lapse can bring a three-month registration suspension. See the 31-day exception, the $119 restoration fee and the $500 civil penalty.
More Pennsylvania guides

Pennsylvania Car Insurance Requirements: The Required Coverages, First-Party Benefits and What to Ask Your Agent
Pennsylvania requires $15,000/$30,000 bodily injury, $5,000 property damage and $5,000 medical benefits. See tort, UM and UIM choices and proof rules.

Pennsylvania Flood Insurance: What It Costs, When You Need It, and the Flood Disclosure at Sale
Pennsylvania flood insurance is priced per property under Risk Rating 2.0. Home policies exclude flood, and NFIP homes top out at $250,000 for the building.

Pennsylvania Homeowners Insurance: What It Costs, What It Covers, and the Cancellation Laws
Pennsylvania law does not require homeowners insurance, but most lenders do. See what a policy covers, the 2023 average premium and the cancellation rules.

Pennsylvania Limited Tort vs Full Tort: What Each Option Means, the Serious Injury Exceptions and How the Choice Is Made
Pennsylvania auto policies offer limited tort or full tort. See what each keeps, the serious injury exceptions, who the choice binds and how to change it.

Pennsylvania Motorcycle Insurance Requirements: Required Coverage, Medical Benefits and Helmet Rules
Pennsylvania motorcycles need $15,000/$30,000/$5,000 liability, but no required medical benefit. See UM and UIM rules, lapse penalties and the helmet law.

Pennsylvania Renters Insurance: What It Costs, What It Covers, and Whether a Landlord Can Require It
Pennsylvania does not require renters insurance statewide, but a landlord may. See what a policy covers, the $184 average premium and the claim deadlines.

Pennsylvania Small Business Insurance: What the Law Requires and What Is Worth Asking About
Pennsylvania requires workers' compensation from your first employee and liability on every registered vehicle. See the rules, penalties, HIC limits and costs.