Massachusetts
Massachusetts guides

Average Cost of Car Insurance in Massachusetts: What Drivers Pay and What Drives Your Quote
Massachusetts drivers spent an average of $1,326.46 per insured vehicle in 2023, per the NAIC. Learn what the averages include and what moves your own quote.
AutoDoes Massachusetts Require Boat Insurance? Registration Rules, Marina Requirements and What Coverage Includes
No Massachusetts law requires boat insurance, but a lender, marina or storage yard can. See the fees, the 2026 boater safety rule and what a policy covers.
AutoMassachusetts Car Insurance Requirements: The Compulsory Coverages and What to Ask Your Agent
Massachusetts requires four auto coverages, including $25,000/$50,000 bodily injury and $30,000 property damage. See each minimum, PIP rules and lapse risks.
More Massachusetts guides

Massachusetts Flood Insurance: When You Need It, What It Costs, and the State Disclosure Rule
Standard Massachusetts home and renters policies exclude flood. See when a lender requires flood insurance, NFIP limits, the 30-day wait and how to claim.

Massachusetts Health Insurance Penalty: The State Coverage Requirement, the Tax Form and Exemptions
Massachusetts adults must keep qualifying health coverage when it is affordable. For 2026 the penalty runs $26 to $211 a month. See Schedule HC and exemptions.

Massachusetts Homeowners Insurance: What It Costs, What It Covers, and Why Premiums Are Rising
No Massachusetts law requires homeowners insurance, but lenders can. The 2023 average HO-3 premium was $2,134. See coverage, exclusions and why rates rose.

Massachusetts Paid Family and Medical Leave: Employer Requirements, Contribution Rates and Private Plans
Massachusetts PFML costs 0.88% of covered wages in 2026, up to $184,500, and pays up to $1,230.39 a week. See who pays, leave limits, private plans and filings.

Massachusetts Renters Insurance: What It Costs, What It Covers, and Whether a Landlord Can Require It
Massachusetts renters insurance is optional under state law, but a lease can require it. The 2023 average HO-4 premium was $178. See what it covers and skips.

Massachusetts Small Business Insurance: What the Law Requires and What Is Worth Asking About
Massachusetts requires workers' compensation for every employee and auto insurance for every registered vehicle. See what leases, contracts and licenses add.

Massachusetts Uninsured Motorist Coverage: What Is Required, What Underinsured Coverage Adds and How Claims Work
Massachusetts requires uninsured motorist coverage on every auto policy, at $25,000 per person and $50,000 per accident since July 1, 2025. See how claims work.