General liability covers third-party injury and damage from your operations; professional liability covers client losses from your advice. Learn which you need.
BusinessStart with what the law, your lease, contracts or lender require, then look at general liability, property, professional liability and a BOP. See what can wait.
BusinessNew Hampshire employers need workers' compensation from the first employee. See what the law, leases and licenses require and what business insurance costs.
Rhode Island requires workers' compensation with one or more employees, auto liability on every vehicle and a $500,000 liability certificate for contractors.
Maryland businesses with one employee generally need workers' compensation, and every registered vehicle needs active insurance. See what else to ask about.
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