Florida
Florida PIP pays 80% of medical bills and 60% of lost income up to $10,000, plus a $5,000 death benefit. See the 14-day rule, the $2,500 limit and how PDL fits.
Florida law doesn't require renters insurance, but a lease can. See what an HO-4 covers, hurricane deductible and flood gaps, and the $186 average premium.
Florida insurers can't refuse a roof under 15 years old solely for age, and older roofs get an inspection first. See ACV rules, roof deductibles and the 25% rule.
Florida requires workers' comp at four employees, or one in construction, and commercial auto for business vehicles. See penalties, BOP basics and what to ask.
Florida may require an SR-22 after a suspension, crash or conviction. See who needs it, how long it lasts, where to find the case number and how to file.
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