Maryland requires 30/60/15 liability, $2,500 of PIP unless waived, and uninsured motorist coverage on every registered car. See the rules and lapse penalties.
Maryland requires at least $2,500 of PIP unless the first named insured signs a written waiver. See what PIP pays, who a waiver binds and how to undo it.
New Jersey Standard Policies issued or renewed since January 1, 2026 need $35,000/$70,000 bodily injury and $25,000 property damage. See Basic vs. Standard.
New Jersey's limitation on lawsuit option bars pain and suffering claims unless an injury fits one of six categories. See the six and what each choice means.
New Jersey PIP pays covered medical bills after a crash, whoever caused it. See the limits, the deductible and copay, and when health insurance can pay first.
Pennsylvania requires $15,000/$30,000 bodily injury, $5,000 property damage and $5,000 medical benefits. See tort, UM and UIM choices and proof rules.
Pennsylvania auto policies offer limited tort or full tort. See what each keeps, the serious injury exceptions, who the choice binds and how to change it.
Virginia medical expense benefits are optional auto coverage for crash medical and funeral bills, plus up to $100 a week in lost income, regardless of fault.
DC requires 25/50/10 liability plus uninsured motorist coverage on every registered car. See the PIP offer, DMV rules, lapse fines and what to ask an agent.
DC insurers must offer PIP, but it is optional. A crash victim has 60 days to elect PIP, which pays medical, work-loss and funeral costs regardless of fault.
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