New Hampshire paid family leave is voluntary insurance. The base plan pays 60% of your average weekly wage for up to six weeks a year. See who is covered.
New Hampshire employers need workers' compensation from the first employee. See what the law, leases and licenses require and what business insurance costs.
Rhode Island requires workers' compensation with one or more employees, auto liability on every vehicle and a $500,000 liability certificate for contractors.
Vermont paid family leave runs through the voluntary FMLI program. Employers choose to opt in, and announced plans pay 60% to 70% of wages for six to 26 weeks.
Workers' compensation is the main insurance Vermont requires of small businesses. See the exceptions, the penalties, the common coverages and what to compare.
Delaware Paid Leave pays 80% of wages up to $900 a week. See which employers must provide it, the 2026 contribution rates, payroll deductions and private plans.
Delaware employers with one or more employees generally must carry workers' compensation, and business vehicles need state minimums. See what else to ask about.
Maryland FAMLI contributions start January 1, 2027 at 0.9% of wages, and benefits of up to $1,000 a week begin in 2028. See the rules, dates and private plans.
Maryland businesses with one employee generally need workers' compensation, and every registered vehicle needs active insurance. See what else to ask about.
New Jersey requires workers' compensation for covered employers and liability insurance on commercial vehicles. See who counts, the penalties and what to ask.
Some storage in your browser keeps the site working, like remembering your light or dark theme. With your permission, we would also use Google Analytics and Microsoft Clarity to see how people use Riskado so we can make it better, and show Google Maps on agency pages. None of them loads until you choose. Privacy policy · Cookie policy
