Pennsylvania requires workers' compensation from your first employee and liability on every registered vehicle. See the rules, penalties, HIC limits and costs.
Commercial auto turns on who owns the vehicle, who drives it and how it is used. See where personal policies stop and how rideshare and delivery phases work.
Whether one employee needs workers' comp depends on your state, industry, worker status and business setup. See first-hire rules, owner choices and penalties.
Virginia paid family leave contributions start April 1, 2028 and benefits December 1, 2028, with up to 12 weeks at 80% of wages. See dates, costs and options.
Virginia requires workers' comp once a business has more than two employees, and business vehicles must meet the 2025 auto minimums. See what else to ask about.
DC Paid Family Leave costs employers 0.75% of wages with no wage cap. From October 1, 2026 it pays up to $1,100 a week for up to 12 weeks. See who qualifies.
DC employers need workers' comp from the first employee, business vehicles need continuous coverage, and PFL is 0.75% of wages in 2026. See what else applies.
Connecticut covers employees from day one. For a REIT, the question is which entity employs property staff and when an owner answers for a contractor's workers.
Connecticut surplus lines insurance for REIT property: licensed brokers, eligible insurers, the 4% tax, the October 1, 2026 rule change and the policy notice.
Insuring Connecticut multifamily property turns on unit count, ownership, building condition and policy wording, plus pyrrhotite foundations and older housing.
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