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Vermont Car Insurance Requirements: What the Law Requires and What to Ask Your Agent
Vermont requires at least 25/50/10 liability coverage and 50/100 uninsured and underinsured motorist coverage. See the proof rules, penalties and what to ask.
Car insurance requirements by state
More guides, page 2
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Vermont Snowmobile Insurance Requirements: Registration, VAST Trail Membership and Coverage
Vermont requires snowmobile liability insurance of $25,000, $50,000 and $10,000 on trails and public rights-of-way, plus a registration and a VAST TMA pass.
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Delaware Car Insurance Requirements: The Minimum Coverages, Required PIP and What to Ask Your Agent
Delaware requires $25,000/$50,000 bodily injury, $10,000 property damage and $15,000/$30,000 PIP on every registered car. See proof, lapse and lender rules.
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Maryland Auto Insurance Fund (MAIF): Who It Serves, What It Covers and How to Apply
Maryland Auto Insurance (MAIF) covers residents that private insurers canceled, nonrenewed or refused. See who qualifies, what it covers and how to apply.
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Maryland Car Insurance Requirements: Minimum Coverage, PIP, Uninsured Motorist and What to Ask Your Agent
Maryland requires 30/60/15 liability, $2,500 of PIP unless waived, and uninsured motorist coverage on every registered car. See the rules and lapse penalties.
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New Jersey Car Insurance Requirements: Basic and Standard Policies, the Minimums and What to Ask Your Agent
New Jersey Standard Policies issued or renewed since January 1, 2026 need $35,000/$70,000 bodily injury and $25,000 property damage. See Basic vs. Standard.
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Pennsylvania Car Insurance Requirements: The Required Coverages, First-Party Benefits and What to Ask Your Agent
Pennsylvania requires $15,000/$30,000 bodily injury, $5,000 property damage and $5,000 medical benefits. See tort, UM and UIM choices and proof rules.
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Virginia Car Insurance Requirements: The 2025 Minimums, Uninsured Motorist Coverage and What to Ask Your Agent
Virginia requires 50/100/25 liability for policies effective on or after January 1, 2025, plus UM/UIM coverage. See DMV rules, lapse steps and what to ask.
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DC Car Insurance Requirements: Minimum Coverage, Uninsured Motorist, PIP Offers and What to Ask Your Agent
DC requires 25/50/10 liability plus uninsured motorist coverage on every registered car. See the PIP offer, DMV rules, lapse fines and what to ask an agent.
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North Carolina Car Insurance Requirements: The July 2025 Minimums, Uninsured Motorist Coverage and What to Ask Your Agent
North Carolina requires 50/100/50 liability on policies issued or renewed on or after July 1, 2025, plus UM and UIM coverage. See DMV, lapse and agent rules.