
Average Cost of Car Insurance in New Jersey: What Drivers Pay and What Drives Your Quote
New Jersey drivers spent an average of $1,413.04 per vehicle on car insurance in 2022, per the NAIC. See what the averages mean and what moves your quote.

New Jersey drivers spent an average of $1,413.04 per vehicle on car insurance in 2022, per the NAIC. See what the averages mean and what moves your quote.

Pennsylvania drivers spent an average of $1,018.41 per vehicle on car insurance in 2022, per the NAIC. See what the average means and what moves a quote.

Delaware law doesn't require recreational boat insurance, but marinas and lenders can. See registration fees, homeowners limits and what a policy covers.

Delaware requires $25,000/$50,000 bodily injury, $10,000 property damage and $15,000/$30,000 PIP on every registered car. See proof, lapse and lender rules.

Driving uninsured in Delaware brings a $1,500 to $2,000 fine and a six-month suspension. See lapse penalties, the FR-19 and how to restore your registration.

Delaware requires PIP of at least $15,000 per person and $30,000 per accident. See what it pays, who it covers, the two-year window and how claims work.

Maryland Auto Insurance (MAIF) covers residents that private insurers canceled, nonrenewed or refused. See who qualifies, what it covers and how to apply.

Maryland requires 30/60/15 liability, $2,500 of PIP unless waived, and uninsured motorist coverage on every registered car. See the rules and lapse penalties.

A Maryland insurance lapse costs $200 for days 1 to 30, then $7 a day up to $3,500. See how to pay or clear an MVA notice, return plates and remove a flag.

Maryland requires at least $2,500 of PIP unless the first named insured signs a written waiver. See what PIP pays, who a waiver binds and how to undo it.
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