New Jersey Standard Policies issued or renewed since January 1, 2026 need $35,000/$70,000 bodily injury and $25,000 property damage. See Basic vs. Standard.
New Jersey's limitation on lawsuit option bars pain and suffering claims unless an injury fits one of six categories. See the six and what each choice means.
New Jersey PIP pays covered medical bills after a crash, whoever caused it. See the limits, the deductible and copay, and when health insurance can pay first.
Pennsylvania has no general law requiring boat insurance, but motorboats must be registered and a marina or lender can require coverage. See fees and coverage.
A Pennsylvania insurance lapse can bring a three-month registration suspension. See the 31-day exception, the $119 restoration fee and the $500 civil penalty.
Pennsylvania requires $15,000/$30,000 bodily injury, $5,000 property damage and $5,000 medical benefits. See tort, UM and UIM choices and proof rules.
Pennsylvania auto policies offer limited tort or full tort. See what each keeps, the serious injury exceptions, who the choice binds and how to change it.
Pennsylvania motorcycles need $15,000/$30,000/$5,000 liability, but no required medical benefit. See UM and UIM rules, lapse penalties and the helmet law.
Your car insurance may cover a rental car, but not every rental, use or fee. See what your policy, your card and the rental counter each pay before you sign.
Car insurance generally starts with the car, so your policy usually pays first when a permitted borrower crashes. See household, exclusion and business rules.
Some storage in your browser keeps the site working, like remembering your light or dark theme. With your permission, we would also use Google Analytics and Microsoft Clarity to see how people use Riskado so we can make it better, and show Google Maps on agency pages. None of them loads until you choose. Privacy policy · Cookie policy
