
Does Maine Require Boat Insurance? Registration, Marinas and What Coverage Exists
Maine does not generally require insurance to register a recreational boat, but lenders and marinas can. See registration fees, homeowners limits and coverage.

Maine does not generally require insurance to register a recreational boat, but lenders and marinas can. See registration fees, homeowners limits and coverage.

Maine requires 50/100/25 liability, $2,000 medical payments and uninsured motorist coverage on every auto policy. See proof rules, penalties and lender add-ons.

Maine's snowmobile law requires registration, not insurance. See the fees, crash reporting duties and when a lender, trail or rental company can require coverage.

A Maine SR-22 is a certificate your insurer files with the BMV to prove you carry auto insurance, often for at least three years. See why and how to file.

No Massachusetts law requires boat insurance, but a lender, marina or storage yard can. See the fees, the 2026 boater safety rule and what a policy covers.

Massachusetts requires four auto coverages, including $25,000/$50,000 bodily injury and $30,000 property damage. See each minimum, PIP rules and lapse risks.

Massachusetts requires uninsured motorist coverage on every auto policy, at $25,000 per person and $50,000 per accident since July 1, 2025. See how claims work.

New Hampshire does not require insurance to register a recreational boat, but lenders and marinas can. See what a boat policy covers and how to compare quotes.

New Hampshire has no mandatory auto insurance law, but proof of $25,000/$50,000/$25,000 can be required after certain crashes and convictions. See the rules.

New Hampshire has no general law requiring motorcycle insurance, but after certain crashes the DMV can require proof of $25,000/$50,000/$25,000 in coverage.
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