
Maine Car Insurance Requirements: What the Law Requires and What to Ask Your Agent
Maine requires 50/100/25 liability, $2,000 medical payments and uninsured motorist coverage on every auto policy. See proof rules, penalties and lender add-ons.

Maine requires 50/100/25 liability, $2,000 medical payments and uninsured motorist coverage on every auto policy. See proof rules, penalties and lender add-ons.

Massachusetts requires four auto coverages, including $25,000/$50,000 bodily injury and $30,000 property damage. See each minimum, PIP rules and lapse risks.

Massachusetts requires uninsured motorist coverage on every auto policy, at $25,000 per person and $50,000 per accident since July 1, 2025. See how claims work.

Rhode Island requires 25/50/25 liability on every registered car, checks coverage by VIN and can revoke a registration over a gap. See the rules and penalties.

Rhode Island requires uninsured motorist coverage on qualifying auto policies at your liability limits. See what it pays, how to lower it and how claims work.

Vermont requires at least 25/50/10 liability coverage and 50/100 uninsured and underinsured motorist coverage. See the proof rules, penalties and what to ask.

Vermont requires motorcycle liability coverage of at least $25,000 per person, $50,000 per crash and $10,000 for property damage. See proof rules and options.

Delaware requires $25,000/$50,000 bodily injury, $10,000 property damage and $15,000/$30,000 PIP on every registered car. See proof, lapse and lender rules.

Maryland requires 30/60/15 liability, $2,500 of PIP unless waived, and uninsured motorist coverage on every registered car. See the rules and lapse penalties.

Pennsylvania requires $15,000/$30,000 bodily injury, $5,000 property damage and $5,000 medical benefits. See tort, UM and UIM choices and proof rules.
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