Maine law does not generally require renters insurance, but a lease can. The 2023 Maine HO-4 average was $162. See what a policy covers and what it leaves out.
Massachusetts renters insurance is optional under state law, but a lease can require it. The 2023 average HO-4 premium was $178. See what it covers and skips.
New Hampshire law does not require renters insurance, but a lease can. The 2023 average HO-4 premium was $151 a year. See what a renters policy covers.
Rhode Island law does not make every renter buy coverage, but a landlord can require it in the lease. See what a policy covers, 2023 averages and flood options.
Renters insurance is optional under Vermont law, but a lease can require it. The average Vermont HO-4 premium was $165 a year in 2023; see what it covers.
Delaware law does not require renters insurance, but a lease can. The 2023 average HO-4 premium was $146. See what it covers, what it excludes and how to claim.
Maryland renters insurance covers your belongings, liability and extra living costs. No state law requires it, and HO-4 policies averaged $180 a year in 2023.
New Jersey renters insurance averaged $177 in 2023. See what an HO-4 policy covers and excludes, why flood is separate and when a landlord can require it.
Pennsylvania does not require renters insurance statewide, but a landlord may. See what a policy covers, the $184 average premium and the claim deadlines.
Virginia renters insurance covers your belongings and liability. No state law requires it, but a lease can, and HO-4 policies averaged $165 a year in 2023.
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